Built for working people
Why does your paycheck disappear when you work this hard?
Not another blank chat. Your score, your next brick.
Free · No credit card · No bank connection required · Done in about 5 minutes
MoneyBricks is a money-learning platform for working people: nurses, electricians, drivers, cooks, mechanics, the self-employed, and plenty more. It starts with a free 5-minute BrickScore Assessment that becomes a personalized plan, coached by an AI named Brix. No bank connection, no credit card, and no Wall Street jargon.
How we’re different
A plan, not just answers.
Chat can answer a money question. MoneyBricks gives you a BrickScore baseline, a 6-chapter path, and a coach (Brix) grounded in your plan.
Your next brick, not last month’s spending.
Trackers show where the money went after you link accounts. MoneyBricks helps you pick the next brick to lay, without requiring a bank connection to start.
Built for working people.
MoneyBricks is money-learning and educational coaching. It’s not a budget dashboard and not personalized investment advice.
The MoneyBricks promise
- No condescension, no shame, no judgment
- No Wall Street jargon
- No product pushing, no commissions: we sell a subscription, not financial products
- Privacy and security by default; data never sold
- Educational coaching, honestly labeled: not personalized legal, tax, or investment advice
- Free to start: the BrickScore costs nothing, no credit card, no bank connection
The philosophy behind all of it is written down. Read our MoneyFesto.
One score.
A complete financial picture.
Most money apps track what already happened. MoneyBricks shows where you stand, what matters most, and what to do next.
MyBrickPlan
Your whole build on one screen. Where you're solid, and the one gap to close next.
See MyBrickPlan →640of 900 · Developing
Illustrative example
Each column’s width is how much that dimension counts toward your score; its height is how you scored in it. The filled share is your Financial Strength. The darkest column is your strongest dimension right now; the lighter a column, the more room it has to grow.
Your next brick: build a one-month cushion
Brix
A coach for money questions, any hour. It explains why before it asks you to act.
More about how Brix coaches →Brix
Your MoneyBricks coach
Picked up an extra shift, got $200 spare this week. Should it go on my credit card or my car loan?
Usually the credit card. Cards almost always charge more than a car loan, so the same $200 kills more interest there. What's the rate on each?
Tell me those two numbers and I'll show you what that $200 does to your payoff date.
Sample conversation, written to show how Brix coaches. AI, on call whenever you need it. Not a licensed advisor.
Now
Emergency Fund
Next
- Debt Management
- Workplace Benefits
Later
- Credit & Credit Score
- Retirement Accounts
- Taxes
and 24 more, in order
Take-home a month$4,200
- Housing26% · on track
- Transportation17% · over 15%
- Savings & investing20% · on track
KeystoneA few minutesJob & Career
Read one pay stub line by line
Name every deduction on your latest stub. Payroll errors are quiet and repeat every two weeks until somebody notices.
Every screen shows one illustrative member, not a real person's money.
Brick by brick
How BrickScore works
01Understand your money
Answer plain-English questions
21 quick questions about your money. No bank login, no credit check, no spreadsheets.
02Understand your money
See your seven-part financial picture
Your BrickScore, broken into the seven dimensions that make it up: where you're solid, and where the real gap is.
Illustrative exampleYour BrickScore640of 900Developing
Meaningful progress with specific gaps.
Your next brick: build a one-month cushion
03Put knowledge into action
Get the next brick to lay
One clear, doable move for this week, not a 40-item checklist. Brix explains why it matters before asking you to act.
Build Financial Strength
Money is what you build with.
Every brick is a real move you make. Lay enough of them and you stop looking at money. You’re looking at your life.
21 questions
5 minutes or so
7 weighted dimensions
1 clear next move
- Published methodology →
- No bank connection
- No commissions, ever
- 30 money concepts, 6 chapters →
Who it’s for
Every line of work has its own paycheck to figure out.
Nurses, electricians, drivers, teachers, and more. Find yours.
Electricians 
Nurses & Healthcare Workers 
Firefighters & EMTs 
Truck Drivers & Logistics 
Restaurant & Hospitality Workers 
Construction & Contractors 
Police & Corrections Officers 
Home Health & Care Workers 
Mechanics & Technicians 
Manufacturing & Industrial Workers 
Military & Veterans 
College Students & Recent Grads 
Teachers & Educators 
Government & Public-Sector Workers 
Nonprofit & Charity Workers
Brix does the coaching.
You lay the bricks.
Brix turns your BrickScore into one move for this week, in plain English, and explains why it matters before asking you to act.
this week, not someday
Brix gives financial education, not individualized advice. For your specific situation, talk to a qualified professional.
Brix
Your MoneyBricks coach
Picked up an extra shift, got $200 spare this week. Should it go on my credit card or my car loan?
Usually the credit card. Cards almost always charge more than a car loan, so the same $200 kills more interest there. What's the rate on each?
Tell me those two numbers and I'll show you what that $200 does to your payoff date.
Sample conversation, written to show how Brix coaches. AI, on call whenever you need it. Not a licensed advisor.
Stop guessing. Start building.
Start free
Take the free BrickScore Assessment.
Your free BrickScore works right now. In about 5 minutes, you’ll know where you stand and what to do next.
Free · No credit card · No bank connection required · Done in about 5 minutes
See the plans
Want the whole build?
Founding members lock in Core from $5.60/mo billed annually, as long as your membership is active.
Questions? Read the FAQ or see how MoneyBricks compares. Last updated .