Find Out Where Your Paycheck Is Going — and What to Do Next.
A free money check for people who work for a living — your score, your biggest leak, and the one move to make this week. No bank login.
MoneyBricks is a money-learning platform for working people — a free 5-minute BrickScore that becomes a personalized plan, coached by an AI named Brix.
Free · 21 quick questions · No credit card · No bank connection
Not ready? Join the launch list →
What we cover
All 30 MoneyBricks — the whole curriculum, free to read.
- Job & Career
- Self-Employment & Side Income
- Workplace Benefits
- Income Protection
- Social Security & Government Benefits
- Budgeting & Cash Flow
- Housing
- Transportation
- Food & Household
- Consumer Decisions & Big Purchases
- Emergency Fund
- Banking & Savings
- Life Goals & Milestones
- Education & Training
- Charitable Giving & Generosity
- Health Insurance & Healthcare Costs
- Life Insurance
- Property & Auto Insurance
- Identity & Fraud Protection
- Estate Planning
- Credit & Credit Score
- Debt Management
- Taxes
- Investing
- Retirement Accounts
- Home Ownership & Real Estate
- Marriage, Partnership & Money
- Aging Parents & Eldercare
- Career Transition & Layoff Recovery
- Retirement & Financial Independence
You work hard, but your paycheck disappears.
Ever typed “why am I making good money but still broke?” into a search bar at midnight? Here’s why — no one ever handed you a financial blueprint.
The blueprint gap
You can earn good money and still feel broke. Nobody — not school, not your employer — ever handed you a financial blueprint, so you manage money reactively instead of strategically.
$5,000–$15,000 a year
What a skilled tradesperson can overpay in taxes annually — from deductions, write-offs, and retirement moves no one ever explained.
$200–$400 an hour
What real financial advice costs. The wealthy have advisors and tax strategists; most working people have Google and a strip-mall tax preparer.
Answer 21 quick questions about your money — no bank login, no credit check.
You get your BrickScore, a plain-English read on where your paycheck is going, and a short list of moves you can make this week.
Free · No credit card · No bank connection required · Done in about 5 minutes
Your MyBrickPlan starts the moment you do.
MyBrickPlan is your home view — your score, your progress, and your next move in one place. It’s already keeping track. Here’s yours.
Your MyBrickPlan
See your MyBrickPlan →This is your live MyBrickPlan. Take your free BrickScore Assessment and it fills in with your real numbers — your score, the bricks you’ve read, and your next best move.
A financial life, built one brick at a time.
Your whole financial life on one Brickboard — 30 topics across 6 layers. You start at the foundation, the income that funds everything, and build up. Map out your next move, brick by brick, chapter by chapter.
- 30
- Bricks to master
- 6
- Chapters, foundation up
- 5 min
- A day to build the habit
Free · Done in about 5 minutes · No bank login
Not a lecture. Not a course. Not a spreadsheet.
AI, on call whenever you need it. Not a licensed advisor.
Brix
Your MoneyBricks coach
Picked up an extra shift — got $200 spare this week. Should it go on my credit card or my car loan?
Usually the credit card — cards almost always charge more than a car loan, so the same $200 kills more interest there. What's the rate on each?
Tell me those two numbers and I'll show you what that $200 does to your payoff date.
Sample conversation — written to show how Brix coaches.
Brix gives financial education, not individualized advice. For your specific situation, talk to a qualified professional.
The MoneyBricks promise
Here’s what you get from us — and what you’ll never get.
- No condescension, no shame, no judgment
- No Wall Street jargon
- No product pushing, no commissions — we sell a subscription, not financial products
- Privacy and security by default; data never sold
- Educational coaching, honestly labeled — not personalized legal, tax, or investment advice
- Free to start — the BrickScore costs nothing, no credit card, no bank connection
Who’s building with MoneyBricks
We’re pre-launch and building in the open. Real member stories and results will land here as our beta community grows — no invented numbers, ever. For now, here’s who it’s for.
Sound familiar?
Working hard, but not getting ahead
You get the blueprint you never had — a clear starting point built for your actual income and life.
Know you should do more, not sure what
You get the smart-money knowledge wealthy people's advisors have always had — in plain language you can use.
Ready to build something real for your family
You get the tools, the accountability, and the AI guidance to make it happen — without the expensive middleman.
A note from the founder
Ryan Fessler, MoneyBricks
I’ve spent my entire career in corporate finance as a CPA/MBA working with all size companies from startups to Fortune 500. And yet no one ever taught me the money lessons that matter most in real life — not school, not b-school, not the job, not the bank. If your parents passed that wisdom down, count yourself lucky; most of us are left to figure it out the hard way, and far too late.
That’s what MoneyBricks is here to change. If someone who does this for a living had to learn it late, the odds are stacked against everyone else — and a secure future shouldn’t come down to who raised you or what you do for work. Everyone deserves this knowledge, early enough to use it.
Most money tools only connect to your accounts and track what you already have — a scoreboard, not the whole game. I wanted the complete financial picture, so I’m building the place I wish I’d had: one honest coach and 30 core money concepts, in plain language, for every age and every line of work — a clear path to a secure future for you and your family. I’m glad you’re here; come build it alongside a growing crew of fellow “Brickheads.”
Questions? Write to me at support@moneybricks.com.
Questions, answered
Straight answers, in plain English. More on the FAQ page.
What is MoneyBricks?
MoneyBricks is a money-learning platform for working people. A free 5-minute BrickScore shows where you stand, then Brix — your AI money coach — turns it into a personalized, step-by-step plan. It teaches how money actually works, in plain language, for every line of work and every stage of life.
How much does it cost?
The BrickScore is free — no credit card. At launch, paid plans will start at $10/mo (Core) with a 14-day free trial and no card to start. Founding members lock in $7/mo for life. Pro and Max add more coaching and tools.
Do I need to connect my bank?
No. MoneyBricks works from what you choose to share — there's no bank connection and no credit card required to take your free BrickScore Assessment. You stay in control of your data, and we never sell it.
Who is MoneyBricks for?
Working people — trades, shifts, healthcare, drivers, restaurant and construction crews, the self-employed, and anyone who earns a paycheck. If no one ever really taught you how money works, MoneyBricks is built for you.
How long does the BrickScore take?
About 5 minutes. It's 21 quick questions — no spreadsheets, no documents, no bank login. You walk away with your score, your biggest money leak, and one clear next move to make this week.
Stop guessing. Start building.
Your free BrickScore works right now — about 5 minutes, no bank login.
Not ready for the score? Get launch updates instead.