Developing
Meaningful progress with specific gaps.
Your next brick — build a one-month cushion
Why does your paycheck disappear when you work this hard?
MoneyBricks is a money-learning platform for working people — nurses, electricians, drivers, and the self-employed. It starts with a free 5-minute BrickScore Assessment that becomes a personalized plan, coached by an AI named Brix. No bank connection, no credit card, and no Wall Street jargon.
Trades, shifts, healthcare, self-employed — real answers for a real paycheck, not someone else's budget.
Free · No credit card · No bank connection required · Done in about 5 minutes
Not ready? Join the launch list →
Your BrickScore
Illustrative exampleMeaningful progress with specific gaps.
- Stability
- Resilience
- Protection
- Growth
- Flexibility
- Direction
- Behavior
Your next brick — resilience. Build a one-month emergency cushion before the next surprise bill decides for you.
Brix
Your MoneyBricks coach
Picked up an extra shift — got $200 spare this week. Should it go on my credit card or my car loan?
Usually the credit card — cards almost always charge more than a car loan, so the same $200 kills more interest there. What's the rate on each?
Tell me those two numbers and I'll show you what that $200 does to your payoff date.
Sample conversation — written to show how Brix coaches.
One score.
A complete financial picture.
Most money apps track what already happened. MoneyBricks shows where you stand, what matters most, and what to do next.
- 21
- questions
- 5
- minutes or so
- 7
- weighted dimensions
- 1
- clear next move
Three things nobody ever told you.
Ever typed “why am I making good money but still broke?” into a search bar at midnight? Here’s why — no one ever handed you a financial blueprint.
The blueprint gap
You can earn good money and still feel broke. Nobody — not school, not your employer — ever handed you a financial blueprint, so you manage money reactively instead of strategically.
$5,000–$15,000 a year
What a skilled tradesperson can overpay in taxes annually — from deductions, write-offs, and retirement moves no one ever explained.
$200–$400 an hour
What real financial advice costs. The wealthy have advisors and tax strategists; most working people have Google and a strip-mall tax preparer.
Answer 21 quick questions about your money — no bank login, no credit check.
You get your BrickScore, a plain-English read on where your paycheck is going, and a short list of moves you can make this week.
Free · No credit card · No bank connection required · Done in about 5 minutes
How BrickScore works
- 01
Answer plain-English questions
21 quick questions about your money — no bank login, no credit check, no spreadsheets.
- 02
See your seven-part financial picture
Your BrickScore, broken into the seven dimensions that make it up — where you're solid, and where the real gap is.
- 03
Get the next brick to lay
One clear, doable move for this week — not a 40-item checklist. Brix explains why it matters before asking you to act.
- No bank connection
- No credit check
- No spreadsheets
- No shame
How does Brix coach you?
Not a lecture. Not a course. Not a spreadsheet.
AI, on call whenever you need it. Not a licensed advisor.
Brix
Your MoneyBricks coach
A one-month cushion? I've never had more than a week's pay saved.
Then don't start at a month — usually the fastest way there is banking one week of expenses first, then doing it again. What does a normal week of bills run you?
Brix gives financial education, not individualized advice. For your specific situation, talk to a qualified professional.
Thirty money concepts.
One financial blueprint.
30 core money concepts across 6 chapters — starting with the income that funds everything and ending with the freedom it buys. Free to inspect, chapter by chapter.
01EarnMaster the income that funds everything else.
02SpendDirect every dollar.
03SaveBuild reserves with purpose.
04ProtectDefend the structure.
05GrowMultiply what you keep.
06BuildThe brickwork beyond the basics.
We won’t fake results to earn your trust.
We’re pre-launch and building in the open. Real member stories and results will land here as our beta community grows — no invented numbers, ever.
- 7 weighted dimensions
- The whole model behind your BrickScore — every dimension, what it weighs, and what a self-reported score can't tell you — published in full.Read the methodology →
- 30 core money concepts
- The full curriculum, across 6 chapters — from the income at the foundation to the freedom at the top.See what it covers →
- No commissions
- We sell a subscription, not financial products — no product pushing, ever.
Brix isn’t a licensed advisor. It’s built on the same published methodology as your BrickScore, so you can check the reasoning yourself — not just take our word for it.
- No condescension, no shame, no judgment
- No Wall Street jargon
- No product pushing, no commissions — we sell a subscription, not financial products
- Privacy and security by default; data never sold
- Educational coaching, honestly labeled — not personalized legal, tax, or investment advice
- Free to start — the BrickScore costs nothing, no credit card, no bank connection
Who it’s for
Every line of work has its own paycheck to figure out.
Nurses, electricians, drivers, teachers, and more — MoneyBricks is built around real jobs, not a generic budget. Scroll through and find yours.
A note from the founder
Ryan Fessler
I’ve spent my career in corporate finance — building the systems and processes that keep companies financially strong, from startups to the Fortune 500. And yet no one ever taught me the money lessons that matter most in real life — not school, not b-school, not the job, not the bank. If your parents passed that wisdom down, count yourself lucky; most of us are left to figure it out the hard way, and far too late.
Read the rest
That’s what MoneyBricks is here to change. If someone who does this for a living had to learn it late, the odds are stacked against everyone else — and a secure future shouldn’t come down to who raised you or what you do for work. Everyone deserves this knowledge, early enough to use it.
Most money tools only connect to your accounts and track what you already have — a scoreboard, not the whole game. I wanted the complete financial picture, so I’m building the place I wish I’d had: one honest coach and 30 core money concepts, in plain language, for every age and every line of work — a clear path to a secure future for you and your family. I’m glad you’re here; come build it alongside a growing crew of fellow “Brickheads.”
The philosophy behind all of it is written down. Read the MoneyFesto.
Questions? Write to me at support@moneybricks.com.
Questions, answered
Straight answers, in plain English. More on the FAQ page, or see how MoneyBricks compares.
What is MoneyBricks?
MoneyBricks is a money-learning platform for working people. A free 5-minute BrickScore Assessment shows where you stand, then Brix — your AI money coach — turns it into a personalized, step-by-step plan. It teaches how money actually works, in plain language, for every line of work and every stage of life.
How much does it cost?
The BrickScore is free — no credit card. At launch, paid plans will start at $10/mo (Core) with a 14-day free trial and no card to start. Founding members lock in Core at $7/mo for life. Pro and Max add more coaching and tools, at their regular prices.
Do I need to connect my bank?
No. MoneyBricks works from what you choose to share — there's no bank connection and no credit card required to take your free BrickScore Assessment. You stay in control of your data, and we never sell it.
Who is MoneyBricks for?
Working people — trades, shifts, healthcare, drivers, restaurant and construction crews, the self-employed, and anyone who earns a paycheck. If no one ever really taught you how money works, MoneyBricks is built for you.
How long does the BrickScore Assessment take?
About 5 minutes. It's 21 quick questions — no spreadsheets, no documents, no bank login. You walk away with your score, your biggest money leak, and one clear next move to make this week.
How is MoneyBricks different from a budgeting app?
Budgeting apps connect to your accounts and track what you already spend. MoneyBricks teaches how money actually works and turns your BrickScore into a plan for what to do next — no bank connection required. It's a coach, not just a tracker.
Is Brix a financial advisor?
No. Brix gives financial education, not individualized advice — the same boundary you'll see stated everywhere Brix appears on this site. For your specific situation, talk to a qualified, licensed professional.
Last updated
Stop guessing. Start building.
Your free BrickScore works right now. In about 5 minutes, you’ll know where you stand and what to do next.
Free · No credit card · No bank connection required · Done in about 5 minutes
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